Negative cost Visa gift card deal returns to Office Depot/Max

The popular negative cost Visa gift card deal has returned to Office Depot/Max in-store, where you get $15 off for purchasing $300 in Visa gift cards.  Office Depot typically sells Visa gift cards up to $200, so you would need to buy at least two Visa gift cards in order to be eligible for this offer.  $200 Visa gift cards have $6.95 processing fees, and $100 gift cards have $5.95 processing fees.  But in terms of generating credit card points, you're most likely best off purchasing two (2) $200 gift cards with your Chase Ink Cash/Plus for 5x Ultimate Rewards (UR):

$200 + $6.95 x2 = 413.90
-$15 discount = $398.90
$398.90 x5 UR = 1,995 UR

So for $398.90, you'd get $400 worth of Visa gift cards plus 1,995 UR.  UR are worth 1.5 cents each at the bare minimum, so you'd be looking at $30 in additional points value from the purchase.



Key Terms
  • Expires March 13, 2021.
  • Limit 1 per customer.
  • Offer valid in-store only.

Best ways to redeem Visa gift cards

Visa gift cards are accepted everywhere online and in the U.S. where Visa debit cards are accepted.  One of the issues redeeming these cards, particularly online, is that the entire transaction can be declined if you don't have the balance to cover the entire purchase.  However, this isn't the case at Costco and many other retailers in-store where they simply subtract the remaining value on your Visa gift card from the total transaction amount.  My favorite way of redeeming Visa gift cards is for Amazon debit card reloads, which earn an extra 2% bonus and can be set in any increment above 50 cents.


Quick thoughts

It's great to see this popular gift card deal return to Office Depot/Max.  If you're thinking of earning extra bonus UR or simply want negative cost Visa gift cards, hit up your local Office Depot/Max with your Chase Ink Cash/Plus card.  Also, Amex SimplyCash business cards earn 5% cashback at office supply stores.

From all of us at Flying for Fitness, please stay healthy during this trying time.  We hope you enjoyed this post.  Please consider visiting one of our sponsors by clicking on the advertisements.  Our sponsors pay us for customer visits and help us to keep the lights on.  Thanks!



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